Compliance
Where the rubber meets the road.
Almost every compliance concern in credit restoration ties back to one thing: how money is collected from customers. So we removed that entirely.
The simple answer
Zero fees. Zero financial harm. Zero liability.
The Fair Credit Reporting Act (FCRA) and the Credit Repair Organizations Act (CROA) spell out how credit bureaus must be held accountable — and we hold ourselves to the same standard.
By not charging a dime to your customers for our services, we help people financially with no state or federal compliance issues. The only potential compliance problem is payment collection, so we removed client fees altogether.
State & federal
See how we stack up against the law.
Review our compliance summary for your state. Don't see yours? Request your state's report.